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How it Works

The Best of Both Worlds

At 8x5, we understand that many independent contractors value their autonomy and flexibility. That's why we offer a unique solution that combines the freedom of 1099 contracting with the advantages of W2 employee benefits. It's the best of both worlds, tailored to meet the specific needs of contractors like you.

8x5 is a collective of independent workers and freelancers. By joining together, we’re able to access the benefits of employment at a large organization, without sacrificing their autonomy and flexibility. 

How it works

When you sign up for 8x5, you’re signing up for more than a generic tech subscription. You’re joining our collective company - which means company benefits without losing independence. 

All members of the 8x5 company become employed by 8x5, which is how we can offer you W2 benefits like healthcare insurance, tax support, income smoothing and billing and invoicing support. 

But don’t worry, we won’t try to change you. Instead, we’re here to help you do more, with less administrative headaches. 

Not sure you’re ready for such a commitment? We get it - relationships are hard. 

Billing and invoicing support is available to anyone at any time. Learn more here. 

What now

  1. Is 8x5 right for you? 
  1. Calculate your annual income - are you above $xxx?
  2. Review our healthcare plans - once you sign up, you’ll only be able to enroll for 30 days. After that, you’ll have to wait until next year. So be sure to look through coverage, providers and costs. 
  1. Enter and verify your income
  1. To ensure regulator compliance, 8x5 is only available to those who have at least $30,000 in earned income over the past 6 months. 
  1. Convert some, or all, of your income from 1099 to W2 through 8x5
  1. 8x5 is your employer
  2. 8x5 handles your tax calculation, withholding and payment
  3. You choose how much you want to get paid each week
  4. You choose how much you want as W2 and as 1099
  1. You must have at least $XXXX per year as W2 
  1. Choose your healthcare plans
  2. Set up your weekly pay rate & see how your healthcare costs impact your income. 
  1. We make this flexible because you are too. 
  2. We know that there’s a lot of life which wants to see regular, consistent paystubs. If that’s you, we recommend you set up 
  1. Sit back and enjoy… 

By leveraging a collective of independent professionals, we’re able to offer you the benefits and support typically only available through big companies.